Step By Step Approach to College Savings

  Is a 529 always the right choice?  I hate the word always.  Everybody and every situation is different.  Technically there are other options and I believe they are worth discussing.  Whether or not they are the right choice depends on YOU, your financial situation and your education savings GOAL.  The great thing about this …

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Why you don’t need “a guy” and how to do it on your own

Hopefully you read the personal finance 101 article and are trying to expand your education on personal finance so that you can take hold of your own money and be confident it is doing the most work for you.  Don’t forget that I am not a finance guy, nor a CPA, accountant or anything legally …

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Whole Life Policies and the [very] rare justifications for owning one

Hopefully you have already read about the Term vs. Whole Life debate.  For the most part I agree that whole life is almost never the answer, but I also have my own theory  because I was forced to justify keeping my whole life policy that I bought when I was ill-informed.  Rob Berger has a …

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Compounding Interest and How it Benefits the Military Member

I made this a separate post to try to keep each post/topic focussed and high-yield.  Compounding interest plays a role in the decision to join the military because military members are earning (and saving) money on the first day of medical school.  That money, when invested, grows (and compounds) for 9 years before the civilian …

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